By Albert Marshall Cheney, Alabama Certified Residential Real Property Appraiser
Post Office Box 8888, Mobile, Alabama 36689-0888
For appraisal report inquiry call (251) 533-2424 or email to Albert@CheneyAppraisalServices.com
Periodically, I add photographs from the Mobile Bay Metro Area which consists of the two counties which wrap around Mobile Bay, Baldwin County and Mobile County. These counties offer so much for the residents as well as our visitors. Come and take a journey through my photographs of local people, historical buildings, scenery, and other characteristics which make this Gulf Coast area an interesting place to live and visit!
MOBILE SUNSET FROM BAYWAY DOWNTOWN MOBILE ON 01/17/2013
HISTORIC DOWNTOWN MOBILE SUNSET DOWNTOWN MOBILE, ALABAMA
AUSTAL, DOWNTOWN MOBILE U. S. POSTAL OFFICE DOWNTOWN MOBILE
SEA OATS, DAUPHIN ISLAND, AL WATER TOWER, DAUPHIN ISLAND, AL
DAUPHIN ISLAND, AL BEACH, 08/08/2013 DAUPHIN ISLAND CONDOS, 08/08/2013
GULF SHORES, ALABAMA BEACH GULF SHORES COTTAGES ON THE WATER
Tags: Albert Marshall Cheney, Appraisers, Bayway, Beaches, Certified Appraisers, Certified Residential Real Property Appraiser, Dauphin Island 36528, Dauphin Island Beaches, Downtown Mobile, Downtown Mobile Sunset, Gulf Shores Alabama, Gulf Shores Beaches, Historic Mobile, Historic Mobile Alabama, Mobile Alabama Scenery, Mobile Bay Metro Area, People of Mobile Alabama
“A Fragile Economy With High Unemployment And Uncertainty
Will Be More Of A Future Problem Than The BP Oil Spill.”
Al Cheney’s Comments and Opinions for 29 August 2010.
As a local, born and raised in the Mobile Bay Metro Area, I am sincerely happy that the bubbling crude has finally been capped after 90 days-after 90 days! It is worth repeating since this horrific ecological and environmental disaster should have never lasted this long if it wasn’t for the many faux pas by BP Oil and our own government. They say, the majority of the surface oil has dissipated and now can’t be found. Oh, really? The “on the surface” crude problem is only hiding in the depths of the sea-harming crustaceans, oysters and other seafood for years to come.
And, yes! I do realize that biological organisms will thrive on the raw crude and eventually remove it as a major threat but, this will take a very long time. The damage has already been done and its true damage is still hidden in the depths of the sea. Enormous amounts of crude, damaging dispersants, oil soaked wetlands and sea bottoms are here to stay for decades. A possible ecological disaster lurks beneath the sea and within the wetlands for years to come.
Furthermore, the inappropriate government overreach in shutting down oil rigs (overdramatic and very political), media sensationalism damaging our Gulf Coast tourism, and an already weaken real estate industry has created more negative affects upon Alabama and the other States along the Gulf Coast. Honestly, at this time, the affects of any significant real estate recovery and tourism is unknown.
The fact is that, a fragile economy and a weakened real estate industry have been further exacerbated by the crude ecological and environmental disaster, and the crude politics of Washington. And, our tourism for this year has been damaged by irresponsible journalism media. Even so, the coastline of the Gulf States and its real estate will overcome this adversity and will eventually be less affected by the BP oil spill and the many missteps of Washington. The media needs to practice more responsible journalism and avoid the traps of sensationalism. Sensationalism is not journalism!
Well, our coastal properties along the beaches as well as other properties with gulf views and close to water tributaries will eventually improve over time. For now, the recent past spreading of crude through the Gulf of Mexico has resulted in a deeper real estate market slowdown affecting property values near and along the Gulf Coast. Whether legitimate, or not, many homes located well off water tributaries have also been affected to some degree. It is a real estate market slowdown caused by a fragile economy and the worse oil spill known in North America.
From my standpoint, the negative value affects for homes located off the beaches and the Gulf of Mexico should be negligible as time leads us into the future. Then, when looking back in time, I believe, this catastrophe will reflect “a blip on the radar screen” when focusing only on the 90-day oil spill disaster. Then, there could be the possibility of a more normal level and slight positive return of property values; if a more normal level can be equated with a fragile economy under severe stress.
The fragile economy with high unemployment (9.5% but does not include the people who have given up) and uncertainty will be much more of a future problem for Gulf Coast property values than the BP oil spill. As time leads us into the end of 2010 and into the beginning of 2011, an even more fragile economy and real estate industry might be the result when continuing to implement recessive programs and tactics by the government while banks, entrepreneurs and small businesses mostly sit on the sidelines, “digging in their heels” or “going out of business” sales. Only deregulation and lowering taxes, the cessation of large government spending, small business incentives (get the oil riggers, shrimpers and other parts of the Gulf Coast seafood industry back to work) as well as “just plain honest positive talk” from the current Administration and our government representatives (most of them forget that they work for us) will improve the real estate industry-part of the backbone of America!
Tags: 251 533-2424, Al Cheney, Al Cheney's Comments and Opinions, Alabama, backbone of America, biological organisms, born and raised, BP Oil Spill, bubbling crude, catastrophe, crude politics of Washington, crustaceans, current Administration, Dauphin Island 36528, depths of the sea, deregulation, digging in their heels, dispersants, ecological and environmental disaster, Enormous amounts of crude, faux pas, FHA Approved, Florida Certified FHA Appraisers, for decades, Fragile Economy, Future Problem, going out of business, government representatives, Gulf Coast, Gulf Coast property values, Gulf Coast tourism, Gulf Of Mexico, Gulf Shores Alabama, gulf views, High Unemployment, inappropriate government overreach, irresponsible journalism, legitimate, lowering taxes, major threat, media sensationalism, MISSISSIPPI real estate appraisers, Mobile AL, Mobile Bay Metro Area, North America, oil rigs, oil soaked wetlands, Orange Beach 36561, oysters, radar screen, raw crude, Real Estate Appraisers in Louisiana, Real Estate Industry, seafood, severe stress, small business incentives, surface oil, the cessation of large government spending, Uncertainty, water tributaries, worse oil spill
Alabama Port 36523, Axis 36505, Bayou La Batre 36509, Belle Fountaine 36582, Bucks 36505, Calvert 36513, Celeste 36522, Chickasaw 36611, Chunchula 36521, Citronelle 36522, Coden 36523, Creola 36525, Dauphin Island 36528, Dawes 36619, Earlville 36522, Eight Mile 36613, Fairview 36587, Georgetown 36521, Grand Bay 36541, Gulfcrest 36521, Hollingers Island 36605, 36582, Indian Hills 36613, Irvington 36544, Kushla 36613, LeMoyne 36505, Lott 36575, Magazine 36610, Mauvilla 36613, Millertown 36613, Mobile 36608 (and all other zip codes), Moffett 36587, Mon Louis 36523, Mount Vernon 36560, Oak Grove 36613, Prichard 36610, Saint Elmo 36544, Salco 36505, Saraland 36571, Satsuma 36572, Semmes 36575, Theodore 36582, Tillman’s Corner 36619, Toulminville 36617, Turnerville 36521, Whistler 36612
Al Cheney with Cheney Appraisal Services, (251) 533-2424, can handle all of your Mobile County, Alabama real estate property appraiser needs. Cheney Appraisal Services supplies only the highest quality Mobile County, Alabama real estate appraisals. The Mobile County appraisal district is an area where we can satisfy all of your home appraisal needs. Our real estate property appraiser is “certified residential” and “fully licensed” in Alabama. Al Cheney is a real estate appraiser fully qualified to handle your home appraisal, appraisal when settling an estate, tax appraisal and any other appraisal need, such as, vacant land and legal reasons. Al Cheney is also a ”FHA Approved” Appraiser.
Certified & FHA Home Appraisals start at $295 per report!
Albert Marshall Cheney, Cheney Appraisal Services, P. O. Box 8888, Mobile, Alabama 36689-0888, accepts residential real estate appraisal assignments within The Mobile Bay Metro Area and the Mobile County communities and towns listed above. Click on the available hyper-links for more information on these Mobile County, Alabama communities and towns. Also, here are most of the appraisal report services with fees provided by Al Cheney with Cheney Appraisal Services:
- Condominium Appraisal Report, $295 & $325
- Single Family Residential Appraisal Report, detailed information, $295 & $325
- Limited 2055 “Interior” Appraisal Report, $275 & $300
- Limited 2055 “Exterior” Appraisal Report, $225 & $250
- Complex Or Waterfront Residential Appraisal Report, $400-$500+
- “Certified” FHA Single Family (Home) Residential Appraisals for Baldwin County, Alabama and Mobile County, Alabama, $295 & $325
- Desk Review Report, $100
- Relocation (RELO) Appraisal Report, $450
- Acreage Or Lot (Land) Appraisal Report, $200 & $250
- Recertification of “Value Opinion”, $75
- Field Review “Exterior” Appraisal Reports, $200 & $250
- Construction Draw Or Final Inspections, $75 & $100
- Duplex, Triplex Or Other Assignments More Distant, Quote
The above list covers many appraisal report services provided by Cheney Appraisal Services within Mobile County and The Mobile Bay Metro Area of southwest Alabama.
If you do not see your appraisal report requirement listed above, contact Albert Cheney, (251) 533-2424 or email, Albert@CheneyAppraisalServices.com, with your home or residential appraisal orders and or questions. The business facsimile is (251) 252-7737.
Try these websites for more information: http://www.CertifiedAppraiserNames.com/, http://www.CheneyAppraisalServices.com/ and http://www.MobileAlabamaFHARealEstateAppraisers.com/.
Tags: ABC, Alabama FHA Appraisers, Alabama Port 36523, Alabama Real Estate, Albert Cheney, Albert Marshall Cheney, Apppraiser, Appraisers, Axis 36505, Bayou La Batre 36509, Belle Fountaine 36582, Bucks 36505, Business Alabama, Calvert 36513, CBS, Celeste 36522, Certified Appraisers, Chickasaw 36611, Chunchula 36521, Citronelle 36522, Coden 36523, Commission Fees, Creola 36525, Dauphin Island 36528, Dawes 36619, Earlville 36522, Economic news, Eight Mile 36613, Fairview 36587, FHA Appraisal certification, FHA Appraisal fees, FHA Appraisal guidelines 2010, FHA Appraisal regulations, FHA Appraisal reivew, FHA Appraisal repair requirements, FHA Appraisal rules, FHA APPRAISER, FHA Appraisers, FHA Approved Appraisers, FHA Approved condos, FHA Approved homes, FHA Loans, Fox News, Georgetown 36521, Grand Bay 36541, Gulfcrest 36521, Historic Mobile Alabama, Hollingers Island 36605, Home Listings, Homes For Sale, HUD Settlement Charges, Indian Hills 36613, Irvington 36544, Kushla 36613, LeMoyne 36505, Lott 36575, Magazine 36610, Mauvilla 36613, Millertown 36613, Mobile 36608 (and all other zip codes), Mobile Alabama, Mobile Alabama Homes, Mobile Bay Monthly, Mobile County Homes, Mobile Press, Mobile Register, Moffett 36587, Mon Louis 36523, Mount Vernon 36560, NBC, New Construction, Oak Grove 36613, Prichard 36610, Real Estate Agents, REAL ESTATE APPRAISER, Real Estate Appraisers, Real Estate Articles, Real Estate Brokers, Real Estate Classifieds, Real Estate Fees, Real Estate Industry, Real Estate Listings, Realty Leaders Corporation, Saint Elmo 36544, Salco 36505, Saraland 36571, Satsuma 36572, Selling Residential Property, Selling Your Home, Semmes, Semmes 36575, Settling Estates With Real Property, Southern Living, Theodore, Theodore 36582, Tillman’s Corner 36619, Toulminville 36617, Turnerville 36521, TV15, Whistler 36612