FHA Appraisal rules

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In the past 12 months, Wakefield Subdivision has had 9 home sales according the MLS records within the Mobile Area Association of Realtors website. These 9 sales range in property value from $146,000 to $205,000 with most gross living area ranging from 2,084 square feet o 2,450 square feet. All of the homes are 4 bedrooms with 2 or 3 full bathrooms. The days on the market (dom) are mostly under 120 days over the past 12 months. Currently, there are 6 active MLS listings with asking prices ranging from $159,900 to $229,000 and square footage ranging from 2,074 to 2,607 with 3 to 5 bedrooms. Wakefield Subdivision is located off the south side of Airport Boulevard, just past Snow Road, in western Mobile. The Mobile Regional Airport is located only minutes east from this residential development.

BLOG - WAKEFIELD SUBDIVISION 36695 [02]

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On the 20th April, 2010, the Deepwater Horizon offshore drilling rig, operating off the coast of Louisiana, had a massive oil spill in the Gulf of Mexico. This oil spill resulted in a blowout leading to an explosion. At this point in time, Gulf Coast residents were not fully aware of its severity but very concerned about their future.

Now, we’re twenty-eight (28) days and counting down to a potentially life changing event for Alabamians. We are all wondering about our beautiful Alabama beaches, our coastal waters, our wildlife and our livelihood. How severe will this oil spill affect our lives in Alabama? Are we counting down to an impending threat to the Alabama coastline? Will it be a disaster negatively affecting the Alabama coastline for decades to come? How will Alabama coastal properties be affected by this catastrophe? Will the marketability of coastal Alabama real estate be affected and labeled with the stigma as “oil spill property,” whether true or false? Will your property be worth more or less after the oil spill reaches the shores of Alabama? I think you already know the answer for many of these questions.

If your coastal real estate becomes affected from this oil spill, contact a qualified attorney for advice and remember Cheney Appraisal Services, Albert M. Cheney, (251) 533-2424, as your Certified Residential Appraiser.

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BLOG-SPRING-HILL-BusinessCenter-02132010 [11]The neighborhood name Spring Hill was originally an early 19th century Spanish land grant settlement. Spring Hill is one of Mobile, Alabama’s oldest neighborhoods. Over 150 years ago, Spring Hill gained its prominence when Mobilians built summer homes to seek refuge from the semi-tropical heat of the city and the Yellow Fever epidemic carried by mosquitoes.

Spring Hill has a sense of community with good neighbors and wonderful neighborhoods with antebellum and majestic oaks covering many of the streets, such as, The Cedars, Dilston Lane, Tuthill Lane and WimBLOG-SPRING-HILL-BusinessCenter-02132010 [02]bledon Drive. Spring Hill is also an active area with many individuals and groups of friends cycling, jogging, walking and expressing their patronage for the local businesses along McGregor Avenue and Old Shell Road as well as other adjoining streets.

BLOG-CCofMobileAndFairway-02132010 [02]The Country Club of Mobile is located in Spring Hill and provides its members with fine Southern dining, swimming pool, tennis courts, 18-hole golf course and a short 9-hole course. In nearby Langan Municipal Park, Mobilians and its visitors can enjoy the various lake views, walking paths and the wonderful lakefront Mobile Museum of Arts which maintains a fine permanent collection as well as hosting prestigious temporary exhibitions throughout each year. And, just minutes west from the museum, you can enjoy the Azalea City Golf Course ($16 to $39 depending on time of day, cart or walking), the Botanical Gardens and the Mobile Tennis Center, one of the largest of its kind in the United States. Since 1930, Spring Hill College, the oldest school of higher learning in Alabama, has been serving the Mobile Bay Metro Area with a beautiful 18-hole golf course (available without membership) from $32 to $39 each, depending on mornings and afternoons, includes a cart, or Mondays and Wednesdays which also includes a lunch.

Spring Hill‘s retail area includes an active branch of the public library, dentists, doctors, grocery stores, pharmacies, restaurants, women’s & children’s clothing stores, and other professional services. Mary B. Austin, one of Mobile’s oldest public elementary schools, is located along Provident Lane, north side of Old Shell Road. St. Paul’s Episcopal and St. Ignatius schools located nearby provide parochial private education.

Springhill Memorial Hospital, physician’s offices and a fitness center are located along the south side of Dauphin Street, near Interstate U. S. Highway 65, and across from many restaurant facilities and retail shops, such as, Alabama Outdoors, Ann Taylor Loft, Atlanta Bread Company, Ballins, Claude Moore, Coldwater Creek, J. Jill, Jimmy Johns, Jos. A. Bank, Legacy Village at Spring Hill, Metzger’s, Talbots, The Wine Loft, Tropical Smoothie Café, True Restaurant and Zoe’s Kitchen.

BLOG-SPRING-HILL-HOMES-02132010 [17]In a tough economic climate, the property values within Spring Hill have done better than most other areas in the city of Mobile due to its desirability. With this stated, individuals and families can find many choices for housing, from a small condominium to a spacious home on a large lot. Currently, there are approximately 231 active listings from $44,850 to $3,300,000 asking prices. Recent housing saBLOG-SPRING-HILL-HOMES-02132010 [12]les, about 70 sold records, for the past six months ranges from $37,500 for a one bedroom, one bath condo to $950,000 for an over 6,000 square foot home with 4 bedrooms and four bathrooms near the Country Club of Mobile. Therefore, Spring Hill has housing price offerings to fit any budget!

BLOG-SPRING-HILL-HOMES-02132010 [14]For more information about Spring Hill or any other neighborhood in the city of Mobile, contact Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, by calling (251) 533-2424 or visit the web site, http://CheneyAppraisalServices.com/. Al Cheney covers all of Baldwin County and Mobile County in The Mobile Bay Metro Area of Alabama.

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BLOG-CharlestonRidgeEntranceSaraland02262010 [05]Over the past several years in Saraland, Alabama, Celeste Road has been a popular area for home builders due to the availability of beautiful wooded land with interesting topography and vegetation.

Charleston Ridge is one of these newer residential subdivisions located along the northeastern side of Celeste Road, about 3.2 miles from U. S. Interstate Highway 65.

Charleston Ridge was developed with 38 residential building lots about 2 years ago. At the time of this writing, Gooden Homes, Inc. has built five Craftsman style homes. Residential lot values will generally run, in the opinion of Certified Appraiser, Albert Cheney, between $55,000 and $65,000 depending on its location within the development. There are about 60% of the lots available to purchase and build your dream home.BLOG-CharlestonRidgeHomeSaraland02262010 [03]

The most recent sale prices within Charleston Ridge range from $279,900 to $290,400 with most of the gross living areas around 2,800 square feet (minimum requirements) to 3,027 square feet. There is a two car attached garage requirement for the subdivision and an architectural review of all plans & specs. before building your home.

Call Albert Cheney, Certified FHA Approved Residential Appraiser, Cheney Appraisal Services, (251) 533-2424, for more information about real estate appraising in Baldwin County and Mobile County of Alabama. Click these web-links for even more information about Albert Cheney and the Mobile Bay Metro Area: http://www.CheneyAppraisalServices.com/ or http://www.MobileAlabamaFHARealEstateAppraisers.com. Albert is ready to answer your questions!

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Sanibel Condo U-606 Gulf Shores 02162010 [13]The Sanibel Condominiums are located at 1524 West Beach Boulevard, Gulf Shores, Alabama 36542.

The directions are U. S. Highway 59 from Foley, Alabama, traveling south by car, entering Gulf Shores, Alabama, and ending at West Beach Boulevard. Then, take a right onto West Beach Boulevard (Highway 182) and travel west about 2+ miles. The Sanibel Condominiums complex is located on the right (near Little Lagoon).

Sanibel Condo U-606 Gulf Shores 02162010 [16]The Sanibel Condominiums project, 17 stories, was built in 2007 according to available multiple listing service records. There are 108 units which have access to the general grounds, open & underneath parking spaces, exercise room, private balcony patios, barbeque grills, outdoor swimming pool, elevators, access to the white sandy Alabama beaches & the Gulf of Mexico, recreation areas, etc. are most of the primary common elements.

As of this writing, there are fifteen (15) active listings (2 bedrooms, 2 1/2 baths; 3 bedrooms, 3 baths; 4 bedrooms, 2 1/2 baths; 4 bedrooms, 3 1/2 baths) found within the Sanibel Condominiums. Most of these fifteen active condo listings have asking prices from $265,000 to $479,900 depending on interior amenities, gross living area and location within the project. Sanibel Condo U-606 Gulf Shores 02162010 [02]

The multiple listing service (mls) indicates around eleven (11) condo sales ranging from $209,000 to $355,000 within the past year. Also, most of the monthly condo fees will range from $443 to $508. Even though the Sanibel Condominiums project is located across the road from the beaches, most of the condo units have panoramic views of the Gulf of Mexico (south) and Little Lagoon (north).

Contact Al Cheney at (251) 533-2424 if you require more real estate related information about The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama.

Try these web-links for additional information: http://www.CertifiedAppraiserNames.com/, http://www.CheneyAppraisalServices.com/, http://www.MobileAlabamaFHARealEstateAppraisers.com/, http://www.RealtyLeaders.biz/.

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The Gulf Tower Condo 14W Gulf Shores 02162010 [01]Gulf Tower Condominiums are located at 1051 West Beach Boulevard, Gulf Shores, Alabama 36542-6225.

The directions are U. S. Highway 59 from Foley, Alabama, traveling south by car, entering Gulf Shores, Alabama, and ending at West Beach Boulevard. Then, take a right onto West Beach Boulevard (Highway 182) and travel about 1.4+- miles. The Gulf Tower Condominiums complex is located on the left (beachside with blue-green Gulf waters).

The Gulf Tower Condominiums project was built in 1984 according to available records. There are 49 units which have access to the general grounds, open & underneath parking spaces, exercise room, private balcony patios, barbeque grills, beach walkway, a beachside outdoor swimming pool, elevators, a white sandy beach & Gulf of Mexico views, recreation areas, etc. are most of the primary common elements.

Gulf Tower Condo 14W Gulf Shores 02162010 [03]

As of this writing, there are three active listings found within the Gulf Tower Condominiums. All three condo units have around 1,000+- square feet of living area with two bedrooms and two bathrooms. The asking prices range from $235,000 to $285,000.

Most of the recent condo sales (2 bedrooms, 2 bathrooms) have ranged from $199,000 to $249,000 within the past year.

Gulf Tower Condo 14W Gulf Shores 02162010 [10]Contact Al Cheney at (251) 533-2424 if you require more real estate related information about The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama.

Try these web-links for additional information: http://www.CertifiedAppraiserNames.com/, http://www.CheneyAppraisalServices.com/, http://www.MobileAlabamaFHARealEstateAppraisers.com/, http://www.RealtyLeaders.biz/.

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Alabama Port 36523, Axis 36505, Bayou La Batre 36509, Belle Fountaine 36582, Bucks 36505, Calvert 36513, Celeste 36522, Chickasaw 36611, Chunchula 36521, Citronelle 36522, Coden 36523, Creola 36525, Dauphin Island 36528, Dawes 36619, Earlville 36522, Eight Mile 36613, Fairview 36587, Georgetown 36521, Grand Bay 36541, Gulfcrest 36521, Hollingers Island 36605, 36582, Indian Hills 36613, Irvington 36544, Kushla 36613, LeMoyne 36505, Lott 36575, Magazine 36610, Mauvilla 36613, Millertown 36613, Mobile 36608 (and all other zip codes), Moffett 36587, Mon Louis 36523, Mount Vernon 36560, Oak Grove 36613, Prichard 36610, Saint Elmo 36544, Salco 36505, Saraland 36571, Satsuma 36572, Semmes 36575, Theodore 36582, Tillman’s Corner 36619, Toulminville 36617, Turnerville 36521, Whistler 36612

MOBILE COUNTY-Image-MapAl Cheney with Cheney Appraisal Services, (251) 533-2424, can handle all of your Mobile County, Alabama real estate property appraiser needs. Cheney Appraisal Services supplies only the highest quality Mobile County, Alabama real estate appraisals. The Mobile County appraisal district is an area where we can satisfy all of your home appraisal needs. Our real estate property appraiser is “certified residential” and “fully licensed” in Alabama. Al Cheney is a real estate appraiser fully qualified to handle your home appraisal, appraisal when settling an estate, tax appraisal and any other appraisal need, such as, vacant land and legal reasons. Al Cheney is also a ”FHA Approved” Appraiser.

Certified & FHA Home Appraisals start at $295 per report!

Albert Marshall Cheney, Cheney Appraisal Services, P. O. Box 8888, Mobile, Alabama 36689-0888, accepts residential real estate appraisal assignments within The Mobile Bay Metro Area and the Mobile County communities and towns listed above. Click on the available hyper-links for more information on these Mobile County, Alabama communities and towns. Also, here are most of the appraisal report services with fees provided by Al Cheney with Cheney Appraisal Services:

  • Condominium Appraisal Report, $295 & $325
  • Single Family Residential Appraisal Report, detailed information, $295 & $325
  • Limited 2055 “Interior” Appraisal Report, $275 & $300
  • Limited 2055 “Exterior” Appraisal Report, $225 & $250
  • Complex Or Waterfront Residential Appraisal Report, $400-$500+
  • “Certified” FHA Single Family (Home) Residential Appraisals for Baldwin County, Alabama and Mobile County, Alabama, $295 & $325
  • Desk Review Report, $100
  • Relocation (RELO) Appraisal Report, $450
  • Acreage Or Lot (Land) Appraisal Report, $200 & $250
  • Recertification of “Value Opinion”, $75
  • Field Review “Exterior” Appraisal Reports, $200 & $250
  • Construction Draw Or Final Inspections, $75 & $100
  • Duplex, Triplex Or Other Assignments More Distant, Quote

The above list covers many appraisal report services provided by Cheney Appraisal Services within Mobile County and The Mobile Bay Metro Area of southwest Alabama.

If you do not see your appraisal report requirement listed above, contact Albert Cheney, (251) 533-2424 or email, Albert@CheneyAppraisalServices.com, with your home or residential appraisal orders and or questions. The business facsimile is (251) 252-7737.

Try these websites for more information: http://www.CertifiedAppraiserNames.com/, http://www.CheneyAppraisalServices.com/ and http://www.MobileAlabamaFHARealEstateAppraisers.com/.

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Barnwell 36532, Bay Minette 36507, Belforest 36526, Bon Secour 36511, Crossroads 36507, Daphne 36526, Elberta 36530, Elsanor 36567, Fairhope 36532, Foley 36535, Fort Morgan 36542, Gulf Shores 36542, Josephine 36530, Lillian 36549, Little River 36550, Loxley 36551, Malbis 36526, Magnolia Springs 36555, Marlow 36580, Miflin 36530, Montrose 36559, Mullet Point 36532, Ono Island 36561, Orange Beach 36561, Oyster Bay 36542, Perdido Beach 36561, Perdido 36562, Pinegrove 36507, Point Clear 36564, Rabun (Rabon) 36507, Robertsdale 36567, Seminole 36574, Silverhill 36576, Spanish Cove 36549, Spanish Fort 36527, Stapleton 36578, Stockton 36579, Styx River 36578, Summerdale 36580, Tensaw 36507, Whitehouse Forks 36507, Wolf Bay 36530, 36535

BALDWIN COUNTY-image-mapBALDWIN COUNTY, ALABAMA
Al Cheney with Cheney Appraisal Services, (251) 533-2424, can handle all of your Baldwin County, Alabama real estate property appraiser needs. Cheney Appraisal Services supplies only the highest quality Baldwin County, Alabama real estate appraisals. The Baldwin County appraisal district is an area where we can satisfy all of your home appraisal needs. Our real estate property appraiser is “certified residential” and “fully licensed” in Alabama. Al Cheney is a real estate appraiser fully qualified to handle your home appraisal, appraisal when settling an estate, tax appraisal and any other appraisal need, such as, vacant land and legal reasons. Al Cheney is also a ”FHA Approved” Appraiser.

Certified & FHA Home Appraisals start at $295 per report!

Albert Marshall Cheney, Cheney Appraisal Services, P. O. Box 7907, Spanish Fort, Alabama 36577-7907, accepts residential real estate appraisal assignments within The Mobile Bay Metro Area and the Baldwin County communities and towns listed above. Click on the available hyper-links for more information on these Baldwin County, Alabama communities and towns. Also, here are most of the appraisal report services with fees provided by Al Cheney with Cheney Appraisal Services:

  • Condominium Appraisal Report $295 & $325
  • Single Family Residential Appraisal Report, detailed information $295 & $325
  • Limited 2055 “Interior” Appraisal Report $275 & $300
  • Limited 2055 “Exterior” Appraisal Report $225 & $250
  • Complex Or Waterfront Residential Appraisal Report $400-$500+
  • “Certified” FHA Single Family (Home) Residential Appraisals for Baldwin County, Alabama and Mobile County, Alabama $295 & $325
  • Desk Review Report $100
  • Relocation (RELO) Appraisal Report $450
  • Acreage Or Lot (Land) Appraisal Report $200 & $250
  • Recertification of “Value Opinion” $75
  • Field Review “Exterior” Appraisal Reports $200 & $250
  • Construction Draw Or Final Inspections $75 & $100
  • Duplex, Triplex Or Other Assignments More Distant Quote

The above list covers many appraisal report services provided by Cheney Appraisal Services within Baldwin County and The Mobile Bay Metro Area of southwest Alabama.

If you do not see your appraisal report requirement listed above, contact Albert Cheney, (251) 533-2424 or email,Albert@CheneyAppraisalServices.com, with your home or residential appraisal orders and or questions. The business facsimile is (251) 252-7737.

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